The PREMIUM Home portal offers property and liability insurance for individuals. It offers property, household, and third-party liability insurance. Flats, family houses, cottages, buildings under construction, or ancillary buildings and garages may be insured up to the amount of EUR 700,000. Households may be insured up to the sum insured of EUR 300,000. With regard to liability for damage resulting from the ownership of property, or liability insurance for damage caused by household members, the client may select from several indemnity limits in the amount up to EUR 120,000.
The PREMIUM Business portal offers insurance for small and medium-sized businesses. It provides comprehensive 360-degree insurance coverage. It offers insurance of immovable and movable property, small-scale business interruption, insurance of transport and technical risks, general third-party and products liability, property ownership liability, further it offers enviromental liability and directors and officers liability insurance. The key conditions of insurance are - the client’s assets in the amount up to EUR 4 million and the indemnity limit for general third-party insurance up to EUR 1 million.