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Frequently asked questions

WHO ARE THE OWNERS OF THE PREMIUM INSURANCE COMPANY?
THE OWNER OF THE INSURANCE COMPANY IS PREMIUM INVESTMENT GROUP S.R.O., THE SHAREHOLDERS OF WHICH ARE LISTED WITH THE REGISTER OF PARTNERS TO THE PUBLIC SECTOR:

https://rpvs.gov.sk/rpvs/Partner/Partner/Detail/9696
WHAT PRODUCTS DOES THE INSURANCE COMPANY PROVIDE?
CURRENTLY, THE INSURANCE COMPANY OFFERS A RANGE OF INSURANCE PRODUCTS INCLUDING:


Property insurance – natural hazards insurance including ALL RISKS
Property insurance – theft and vandalism
Property insurance – Goods in transitr
Property insurance – Machinery breakdown – Machinery and electric equipment
Business Interuption arising from Property insurance and insurance of machinery breakdown
General liability insurance including:
Liability insurance for the damage caused by a product defect
Insurance of Directors and Officers D&O
Insurance of environmental risks
Professional liability insurance
Special Risksinsurance
WHEN DID THE INSURANCE COMPANY COMMENCE ITS ACTIVITIES?
On 16 December 2016 the company was granted a license by the Finacial Services Commision and on 29 December 2016 it was registered with the Commercial Register as PREMIUM Insurance Company Limited,( pobočka poisťovne z iného členského štátu).
WHAT BENEFITS DOES THE INSURANCE COMPANY OFFER?
- flexible insurance coverage/ insurance terms
- online access to the system + at the time of a potential claim
- assistance services for businesses
- potential profit share arrangementst under the policy
- AA+ rated reinsurers backing the contracts
- Highly skilled local team
- Small and nimble organisation without "the well-documented problems faced by the larger Insurance Companies”
- attractive commission for agents
- a Slovak insurance company
HOW DOES THE ADJUSTMENT OF INSURANCE CLAIMS WORK?

The adjustment of insurance claims is facilitated by TRACK CLAIM SLOVAKIA s.r.o., a company that operates a modern information system registering all activities associated with potential claim.

WHEN RESOLVING AN INSURED EVENT, TRACK CLAIM SLOVAKIA S.R.O., FACILITATES THE FOLLOWING ACTIVITIES:

- registration of the insured event,
- visual inspection following the insured event,
- calculation of the damage,
- supporting documentation,

Once completed, the file is sent to the insurance company that shall appraise the claim for payment and subsequently pay the compensation.